Fee-only financial planning Sample practice
We help households decide how much to save, when they could retire and how to pay for college. For owners, we plan the business and the household together. You pay us a flat fee, agreed in writing before we start.
Most clients come to us with one question, usually about retirement or a child's college fund. The plan covers how that question touches the rest of your money.
When you could stop working, what you can spend each year once you do, and which accounts to draw from first.
How much to put aside for each child, which account to use, and how college fits next to your own retirement.
Your household and your company side by side: what you pay yourself, a retirement plan for the business, and what happens when you step back.
Where the money goes each month, and the questions to bring to your accountant before the year ends.
A good fit is easier to judge before the first call, so here it is in writing.
If that's you, we'll tell you on the intro call and suggest what kind of adviser to look for.
One flat fee, set before we start and written into your agreement. We don't charge a percentage of your savings. Sample fees
Ongoing planning can be stopped with 30 days' notice. Fees on this concept site are samples; a working practice would publish its own.
$2,800 one-time fee
For households that want a full written plan and then prefer to carry it out on their own.
$225 per month
For households that want someone to keep the plan current as jobs, kids and markets change.
from $350 per month
For owners whose household and business finances need planning together.
Nothing is signed until step two, and the fee is agreed before then.
You tell us what's on your mind. We explain how we'd help and quote the fee. It's free.
Once you've signed, you upload statements through a secure portal. Priya follows up on anything missing.
We go through the choices with you: savings rates, retirement dates, college accounts, the business.
A plan you can read in one sitting, with a one-page list of what to do and by when.
You'll meet your planner on the intro call and keep the same planner after that.
Lead planner
Ask about: Retirement dates, Social Security and pension decisions
Qualifications and registration details go here on a live site.
Planner, business owners
Ask about: Owner pay, company retirement plans and succession
Qualifications and registration details go here on a live site.
Client service
Ask about: Scheduling, gathering documents and linking accounts
Qualifications and registration details go here on a live site.
Illustrated sample profiles Names and portraits are illustrations made for this concept site. No credentials are claimed.
Our only pay is the fee you agree with us. We don't earn commissions, and no one else pays us for recommending a product.
No. We tell you what we'd do with your accounts and why, and they stay where they are, in your name. If you later want someone to manage them, we'll go through what to ask.
Twenty minutes by phone or video. You tell us what's on your mind, and we explain how we'd help and what it would cost. If it isn't a fit, we'll say so.
No. With more years ahead you have more choices about how much to save and where, and college savings often matter more right now.
Yes. That's most of what Marcus does: owner pay, the company's retirement plan and your family's plan get looked at in the same meeting.
Yes, with your permission. We send them a short summary and our questions. They prepare your returns and legal documents; we don't.
Free, 20 minutes
Tell us a little about what you'd like help with and when suits you. We'll reply to set a time. This is a demo form, so nothing is sent.